Terms Of Service

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Welcome to Personal-loans-now.com, which may be referred to throughout these Terms of Use as, "Website", "site", "we", "us", or "our". Your use of this Website is conditioned upon you reading and accepting these Terms of Use.

Agreement:

These Terms of Use constitute a legally binding agreement by and between us and you concerning your use of the Website and the services available through the Website (the "Services"). By using the Website and Services, you represent and warrant that you have read and understand, and agree to be bound by, these Terms of Use and our Privacy Policy (the "Privacy Policy"), which is incorporated herein by reference and together form this legally binding agreement.

IF YOU DO NOT UNDERSTAND THESE TERMS OF USE, OR DO NOT AGREE TO BE BOUND BY IT OR THE PRIVACY POLICY, YOU MUST IMMEDIATELY LEAVE THE WEBSITE AND CEASE USING THE SERVICES.

Not A Lender:

Personal-loans-now.com is NOT A LENDER, and does not make loans or credit decisions, nor do we broker loans. This Website does not constitute an offer and the completion of any form, loan request and/or any other document associated with this Website in no way guarantees that you will obtain a loan. Personal-loans-now.com is not an agent, representative or broker of any lender and/or lending institution and does not endorse or charge for any service or product.

Relationship and Obligation Regarding Lenders:

Please be advised that amounts and transfer times may vary between lenders and that the amount loaned and/or the time in which such amounts are transferred are not within the control of Personal-loans-now.com. You acknowledge and agree that any agreement, promissory note, bond and/or any type of contract (“Contract”) to loan and/or borrow is entered into directly between you and the lender. You expressly acknowledged that Personal-loans-now.com is not a party to any Contract between you and the lender and that Personal-loans-now.com, was not, is not and will not be involved in any negotiations or any other such dealings that may relate to any Contract between you and the lender. You acknowledge and agree that any and all rights, obligations, enforcement and performance of any Contract between you and the lender are the sole responsibilities of you and the lender.

Eligibility:

The services provided herein are not made available to the residents of Arkansas, Arizona, Georgia, Oregon, Virginia, West Virginia, Connecticut, District of Columbia, Maryland, New York, New Jersey, North Carolina, Pennsylvania, Massachusetts, Vermont, New Mexico and Ohio.

BY USING THE WEBSITE OR SERVICES, YOU REPRESENT AND WARRANT THAT YOU ARE AT LEAST 18 YEARS OLD, A RESIDENT OF THE UNITED STATES (BUT NOT A RESIDENT OF ANY STATE IN WHICH PAYDAY LOANS ARE PROHIBITED BY LAW) AND ARE OTHERWISE LEGALLY QUALIFIED TO ENTER INTO AND FORM CONTRACTS UNDER APPLICABLE LAW.

License:

Subject to your compliance with the most recent Terms of Use made available on the Website, Personal-loans-now.com grants to you a non-exclusive, non-sublicensable, revocable, non-transferable license to use the Website and Services.

THE WEBSITE AND SERVICES ARE FOR YOUR PERSONAL AND NON-COMMERCIAL USE.

You expressly acknowledge and agree that the Website and/or any portion of the Website, may not be reproduced, duplicated, copied, modified, sold, resold, or distributed without our express written consent of Personal-loans-now.com. Except as expressly set forth herein, the Terms of Use does not and shall not grant any rights in or to the intellectual property of Personal-loans-now.com. In the event that you breach any provision of the Terms of Use, your rights under this section will immediately terminate.

Consent To Communication:

By entering your personal information into this Website or by completing a loan request through this Website, you acknowledge that you are expressly granting your consent to receive communications regarding offers and/or products that Personal-loans-now.com, its affiliates, and third party lenders reasonably believe may be of interest to you and authorize Personal-loans-now.com, its affiliates, lead purchasers, and third party lenders to contact you by phone, text and email (even if your telephone number is listed on any internal, state or federal Do-Not-Call registry list) and acknowledge that this communication may be delivered by use of an automated telephone dialer or other automated telephone dialing system and may contain an artificial or prerecorded message. You may opt out of receiving such communications at any time by clicking the unsubscribe link and following the opt-out instructions. Consent is not a condition of purchase.

I acknowledge that by checking this box and submitting my personal information, I am granting my express written consent to receive communications at the telephone number provided regarding offers for services and/or products that Cloud-Based Personal Loans, One Percent Inc., inboxed LLC, Help Advisors, Colossus Media, LLC, Monster Agency, Inc, Oxford Tax Partners, Digital Marketing Group, The Product Drivers, Resource Guide, Network Media Tank, Bargain Hunters, Blue Whale Media, Page One Projects, ActiveQuest, Inc, Sore Digit Media LLC, CreditAssist, FlexxPrep, MyMegaLoans.com, Help Advisors, Local Growth Labs, Super Marketing Services, Life Energy Nutraceuticals Inc., AutoinsurerQuote.com, Auto Insurance Guide, Ad Heavens - ADH, Claim Your Benefits, Lexington Law and AllState and/or its affiliates and/or lead buyers reasonably believe may be of interest to me, even if such telephone number is listed on any internal, state or federal Do-Not-Call registry. I further authorize that such communication may be made by phone, text and/or email may be delivered by use of an automated telephone dialing system or SMS, may contain an artificial or prerecorded message, and may be recorded. My consent to receive such communications is not a condition of any purchase.

Third-Party Websites:

The Website may be linked with the websites of third parties ("Third-Party Websites"). Personal-loans-now.com does not have control over the content and performance of Third-Party Websites. Personal-loans-now.com states that:

WE HAVE NOT REVIEWED, AND CANNOT REVIEW OR CONTROL, THE MATERIAL, GOODS OR SERVICES, MADE AVAILABLE ON OR THROUGH THIRD-PARTY WEBSITES. ACCORDINGLY, WE DO NOT REPRESENT, WARRANT OR ENDORSE ANY THIRD-PARTY WEBSITE, OR THE ACCURACY, CURRENCY, CONTENT, FITNESS, LAWFULNESS OR QUALITY OF THE INFORMATION MATERIAL, GOODS OR SERVICES AVAILABLE THROUGH THIRD-PARTY WEBSITES. WE DISCLAIM, AND YOU AGREE TO ASSUME, ALL RESPONSIBILITY AND LIABILITY FOR ANY DAMAGES OR OTHER HARM, TO YOU AND/OR ANY THIRD PARTIES, RESULTING FROM YOUR USE OF THIRD-PARTY WEBSITES.

Representations and Warrantees:

You represent and warrant to that

Warrantee Disclaimers:

PERSONAL- LOANS-NOW.COM DOES NOT WARRANT, GUARANTEE OR MAKE REPRESENTATIONS REGARDING YOUR USE, OR THE ULTIMATE OUTCOME OF YOUR USE OF THIS WEBSITE, IN TERMS OF AVAILABILITY, ACCURACY, RELIABILITY, COMPLETENESS, INTENDED PURPOSE, QUALITY, FUNCTIONALITY, OR OTHERWISE. THIS WEBSITE AND MATERIALS CONTAINED HEREIN ARE PROVIDED TO YOU “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTIBILITY, TITLE, NONINFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTY OUT OF COURSE OF DEALING, USAGE OR TRADE. LIKEWISE, PERSONAL- LOANS-NOW.COM DOES NOT WARRANT, GUARANTEE OR MAKE REPRESENTATIONS REGARDING THE QUALITY, ACCURACY, RELIABILITY, COMPLETENESS, USEFULNESS, SAFETY OR LEGALITY OF THE REQUESTED OR OFFERED LOANS, THE ABILITY OF LENDERS TO DELIVER LOANS, YOUR ABILITY TO REPAY LOANS, OR THAT YOU OR LENDER WILL ENTER INTO A BORROWER-LENDER RELATIONSHIP.

Changes to Agreement and Privacy Policy:

WE RESERVE THE RIGHT TO CHANGE THESE TERMS OF USE AND THE RELATED PRIVACY POLICY AT ANY TIME UPON NOTICE TO YOU, NOTICE SHALL BE GIVEN BY THE POSTING OF A NEW VERSION OR A CHANGE NOTICE ON THE WEBSITE. IT IS YOUR RESPONSIBILITY TO REVIEW THESE TERMS OF USE AND THE PRIVACY POLICY PERIODICALLY. IF AT ANY TIME YOU FIND EITHER UNACCEPTABLE, YOU MUST IMMEDIATELY LEAVE THE WEBSITE AND CEASE USING THE SERVICES.

Unless we obtain your express consent, any revised Privacy Policy will apply only to information collected by us after such time as the revised Privacy Policy takes effect, and not to information collected under any prior Privacy Policy.

Prohibited Uses:

We impose certain restrictions on the use of the Website and the Services. You represent and warrant that you will not:

Limitation of Liability:

TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, IN NO EVENT WILL PERSONAL- LOANS-NOW.COM, OUR AFFILIATES, BUSINESS PARTNERS, LICENSORS OR SERVICE PROVIDERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, RELIANCE, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OR CORRUPTION OF DATA OR PROGRAMS, SERVICE INTERRUPTIONS AND PROCUREMENT OF SUBSTITUTE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO FIFTY DOLLARS ($50.00 USD). YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE USE OF THE WEBSITE OR SERVICE OR THE TERMS OF THIS AGREEMENT MUST BE FILED WITHIN ONE YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED. YOU AGREE THAT THIS LIMITATION OF LIABILITY REPRESENTS A REASONABLE ALLOCATION OF RISK AND IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU AND ACKNOWLEDGE THE WEBSITE AND SERVICES WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS.

Indemnity By You:

Without limiting any indemnification provision of this Agreement, you agree to defend, indemnify and hold harmless Personal-loans-now.com its officers, directors, employees, agents, affiliates, representatives, sub-licensees, successors and assigns (collectively, the "Indemnified Parties") from and against any and all claims, actions, demands, causes of action and other proceedings (collectively, "Claims"), including but not limited to legal costs and attorneys' fees, arising out of or relating to:

Governing Law:

The Website, Services, and these Terms of Use will be construed, enforced and governed in accordance with the laws of the State of Michigan, without regard to any conflict of law principles. The state or federal courts in Kent County, Michigan will have exclusive jurisdiction and venue over all controversies in connection with this agreement, and you hereby consent to such exclusive and personal jurisdiction and venue. Any claim you may have against Personal-loans-now.com must be brought within one (1) year after the cause of action arises, or such claim or cause of action is barred. You agree to waive any right to a jury trial in connection with any action or litigation in any way arising out of or related to these Terms of Use and that each party has the right to seek attorneys’ fees in any proceeding.

Notices:

All notices required or permitted to be given under this Agreement must be in writing. Personal-loans-now.com shall give any notice to you by email sent to your most recent email address, if any, provided to us. You agree that any notice received from us electronically satisfies any legal requirement that such notice be in writing. YOU BEAR THE SOLE RESPONSIBILITY OF ENSURING THAT YOUR EMAIL ADDRESS ON FILE WITH US IS ACCURATE AND CURRENT, AND NOTICE TO YOU SHALL BE DEEMED EFFECTIVE UPON THE SENDING BY US OF AN EMAIL TO THAT ADDRESS. You shall give any notice to us by means of email to: info@personal-loans-now.com. Notice to us shall be effective upon receipt.

Severability:

If any provision of these Terms of Use shall be adjudged by any court of competent jurisdiction to be unenforceable or invalid, these Terms of Use as a whole shall not be deemed unlawful, void or unenforceable, but only that provision of these Terms of Use that is adjudged to be unlawful, void or unenforceable shall be limited or eliminated from these Terms of Use. All remaining provisions shall remain in full force and effect.

Miscellaneous:

The headings contained herein are for convenience of reference only and shall not limit or otherwise affect in any way the meaning or interpretation of these Terms of Use.

Entire Agreement:

these Terms of Use and Personal-loans-now.com’s Privacy Policy, which is hereby incorporated by reference as if set forth fully herein, represent the entire agreement between you and Personal-loans-now.com with respect to subject matter herein, and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written.

Contact:

If you have any questions regarding the Website and/or these Terms of Use, please call us at: (888) 517-2171, email us at: info@personal-loans-now.com, or contact us via U.S. mail at:

Cloud Based Personal Loan Locator, Inc.
956 3 Mile Rd NW
Grand Rapids, MI 49544